Compare a job or set a contractor rate
Use these when the main question is compensation: which offer wins, or what 1099 rate replaces a W-2 salary.
W-2 vs 1099 offer comparison
Enter both offers and your state. Get a direct verdict plus the modeled contractor pay needed to match the W-2 job.
Compare offers → Rate conversionW-2 salary to 1099 rate
Start with a W-2 salary and solve for the annual contractor break-even and hourly target.
Find my 1099 rate →Plan tax, take-home and payments
Start with the full 1099 tax calculator. Use the narrower tools only when you have a specific tax-planning question.
1099 tax & take-home calculator
Estimate federal and state tax, self-employment tax and take-home using the 2026 model.
Estimate 1099 taxes → PaymentsQuarterly estimated tax
Estimate what to pay next and open safe-harbor details only when needed.
Plan quarterly taxes → Tax reserveTax set-aside percentage
Replace a generic “save 30%” rule with a scenario-specific reserve estimate.
Calculate tax set-aside → Payroll taxSelf-employment tax
Focus only on the Social Security and Medicare tax generated by modeled net business profit.
Calculate SE tax →Start with the expenses and records that match your work
Uber and DoorDash drivers need mileage records. Etsy sellers need sales, fee and inventory records. Hairstylists need salon-expense and tip records. These focused 2026 guides combine profession-specific guidance with a live 50-state tax set-aside calculator.
Find deductions, then measure the tax effect
If you do not know what to enter yet, start with the Deduction Finder. Once you know the category, use the specialist calculator.
1099 Deduction Finder
Choose your profession and review commonly relevant expense categories before calculating anything.
Find possible deductions → Tax effect1099 tax deductions calculator
Compare the modeled tax bill before and after eligible business deductions and self-employed health insurance.
Estimate tax reduction → VehicleBusiness mileage deduction
Apply the correct 2026 split-year IRS business mileage rates and optionally estimate the tax effect.
Calculate mileage deduction → Home officeHome-office deduction
Compare the simplified method with an actual-expense planning estimate when you have the extra details.
Compare home-office methods → Section 199AQBI deduction
Estimate the 2026 Section 199A deduction with threshold, SSTB and wage/property-limit logic.
Calculate QBI deduction →Decide what to do with profitable 1099 income
These are later-stage planning tools for business structure and retirement contributions, not the first calculator most contractors need.
S-Corp tax savings calculator
Compare sole proprietor vs S-Corp take-home using reasonable salary, state business taxes and annual S-Corp costs.
Compare sole prop vs S-Corp → RetirementSolo 401(k) vs SEP IRA vs SIMPLE IRA
Compare estimated 2026 owner-only contribution capacity and modeled federal tax savings across three plan types.
Compare retirement plans →